Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,429	$182,429	$215,010
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$32,581	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	4.613%	7.640%
1st payment	$867.11	$867.11	$1,488.69
2nd payment	$0.00	$244.35	$0.00
Taxes / mo	$258.97	$258.97	$258.97
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$43.00
HOA / mo	$310.00	$310.00	$310.00
Total monthly	$1,732.13	$1,976.49	$2,250.65
Cash to close	$56,471	$23,890	$23,890