Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,151$292,151$341,999
Remaining term (yrs)25.525.530.0
Secondary amount$0$49,848$0
Funding fee$0$0$0
Note rate3.920%3.920%7.400%
Blended rate4.770%5.387%7.640%
1st payment$1,508.70$1,508.70$2,367.93
2nd payment$0.00$373.86$0.00
Taxes / mo$406.92$406.92$406.92
Insurance / mo$150.00$150.00$150.00
MI / mo$226.02$226.02$68.40
HOA / mo$100.00$100.00$100.00
Total monthly$2,391.63$2,765.49$3,093.25
Cash to close$87,848$38,000$38,000