Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$160,519	$160,519	$310,410
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$149,891	$0
Funding fee	$803	$803	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	6.760%	7.359%	7.640%
1st payment	$1,057.36	$1,057.36	$2,149.22
2nd payment	$0.00	$999.27	$0.00
Taxes / mo	$182.50	$182.50	$182.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.08
HOA / mo	$650.00	$650.00	$650.00
Total monthly	$2,039.86	$3,039.13	$3,193.80
Cash to close	$184,381	$34,490	$34,490