Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,272$278,272$292,500
Remaining term (yrs)27.627.630.0
Secondary amount$0$30,478$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.652%7.640%
1st payment$1,831.34$1,831.34$2,025.21
2nd payment$0.00$301.60$0.00
Taxes / mo$381.83$381.83$381.83
Insurance / mo$150.00$150.00$150.00
MI / mo$129.46$129.46$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,492.64$2,794.24$2,615.54
Cash to close$46,728$16,250$32,500