Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,544$435,544$449,999
Remaining term (yrs)26.226.230.0
Secondary amount$0$39,455$0
Funding fee$2,178$2,178$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.937%7.640%
1st payment$2,879.23$2,879.23$3,115.70
2nd payment$0.00$390.44$0.00
Taxes / mo$657.67$657.67$657.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$180.00$180.00$180.00
Total monthly$3,883.57$4,274.00$4,210.04
Cash to close$64,455$25,000$50,000