Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$13,449	$13,449	$314,910
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$301,461	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.712%	7.640%
1st payment	$87.57	$87.57	$2,180.37
2nd payment	$0.00	$1,946.94	$0.00
Taxes / mo	$367.75	$367.75	$367.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.32	$6.32	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$611.64	$2,558.57	$2,761.11
Cash to close	$336,451	$34,990	$34,990