Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$354,148	$354,148	$359,999
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$25,851	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	6.880%	7.220%	7.640%
1st payment	$2,299.74	$2,299.74	$2,492.56
2nd payment	$0.00	$255.81	$0.00
Taxes / mo	$196.11	$196.11	$196.11
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.75	$169.75	$72.00
HOA / mo	$69.33	$69.33	$69.33
Total monthly	$2,884.93	$3,140.75	$2,980.00
Cash to close	$45,851	$20,000	$40,000