Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$59,389	$59,389	$179,910
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$120,521	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	6.858%	7.640%
1st payment	$369.53	$369.53	$1,245.66
2nd payment	$0.00	$803.48	$0.00
Taxes / mo	$125.08	$125.08	$125.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$56.94	$56.94	$35.98
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$1,066.55	$1,870.03	$1,921.73
Cash to close	$140,511	$19,990	$19,990