Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,319$291,319$368,550
Remaining term (yrs)25.525.530.0
Secondary amount$0$77,231$0
Funding fee$0$0$0
Note rate4.720%4.720%7.400%
Blended rate5.570%6.289%7.640%
1st payment$1,633.36$1,633.36$2,551.77
2nd payment$0.00$579.24$0.00
Taxes / mo$377.58$377.58$377.58
Insurance / mo$150.00$150.00$150.00
MI / mo$222.56$222.56$73.71
HOA / mo$0.00$0.00$0.00
Total monthly$2,383.50$2,962.74$3,153.06
Cash to close$118,181$40,950$40,950