Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$38,357	$38,357	$233,910
Remaining term (yrs)	35.8	35.8	30.0
Secondary amount	$0	$195,553	$0
Funding fee	$0	$0	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	6.550%	7.762%	7.640%
1st payment	$209.35	$209.35	$1,619.55
2nd payment	$0.00	$1,303.68	$0.00
Taxes / mo	$221.07	$221.07	$221.07
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$28.01	$28.01	$46.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$608.43	$1,912.11	$2,037.39
Cash to close	$221,543	$25,990	$25,990