Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$100,178	$100,178	$319,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$219,322	$0
Funding fee	$501	$501	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	3.540%	6.430%	7.640%
1st payment	$663.82	$663.82	$2,212.15
2nd payment	$0.00	$1,416.46	$0.00
Taxes / mo	$109.69	$109.69	$109.69
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.90
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$953.51	$2,369.96	$2,565.75
Cash to close	$254,822	$35,500	$35,500