Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,136	$91,136	$310,500
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$219,364	$0
Funding fee	$0	$0	$0
Note rate	4.870%	4.870%	7.400%
Blended rate	5.720%	7.154%	7.640%
1st payment	$778.99	$778.99	$2,149.84
2nd payment	$0.00	$1,416.73	$0.00
Taxes / mo	$116.17	$116.17	$116.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.33	$104.33	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,149.48	$2,566.21	$2,478.11
Cash to close	$253,864	$34,500	$34,500