Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,466	$8,466	$301,499
Remaining term (yrs)	17.3	17.3	30.0
Secondary amount	$0	$293,033	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	5.250%	7.680%	7.640%
1st payment	$58.06	$58.06	$2,087.52
2nd payment	$0.00	$1,892.50	$0.00
Taxes / mo	$151.54	$151.54	$151.54
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$8.21	$8.21	$60.30
HOA / mo	$134.00	$134.00	$134.00
Total monthly	$501.81	$2,394.32	$2,583.36
Cash to close	$326,533	$33,500	$33,500