Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,083	$193,083	$233,910
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$40,827	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.584%	7.640%
1st payment	$895.66	$895.66	$1,619.55
2nd payment	$0.00	$306.20	$0.00
Taxes / mo	$255.50	$255.50	$255.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$154.40	$154.40	$46.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,455.57	$1,761.77	$2,071.83
Cash to close	$66,817	$25,990	$25,990