Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$360,437	$360,000
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,802	$0
Note rate	5.375%	7.400%
Blended rate	5.375%	7.640%
1st payment	$2,071.89	$2,492.57
2nd payment	$0.00	$0.00
Taxes / mo	$51.16	$51.16
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$72.00
HOA / mo	$0.00	$0.00
Total monthly	$2,273.06	$2,765.73
Cash to close	$39,563	$40,000