Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,002	$118,002	$358,200
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$240,198	$0
Funding fee	$0	$0	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	4.390%	6.643%	7.640%
1st payment	$688.77	$688.77	$2,480.10
2nd payment	$0.00	$1,551.28	$0.00
Taxes / mo	$135.41	$135.41	$135.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.11	$108.11	$71.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,082.28	$2,633.57	$2,837.15
Cash to close	$279,998	$39,800	$39,800