Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$609,512$609,512$1,124,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$514,588$0
Funding fee$3,048$3,048$0
Note rate4.160%4.160%7.400%
Blended rate4.160%5.803%7.640%
1st payment$3,223.07$3,223.07$7,783.04
2nd payment$0.00$3,323.38$0.00
Taxes / mo$938.75$938.75$938.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$224.82
HOA / mo$62.50$62.50$62.50
Total monthly$4,440.99$7,764.37$9,225.78
Cash to close$639,488$124,900$124,900