Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$9,886	$9,886	$252,000
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$242,114	$0
Funding fee	$0	$0	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	7.510%	7.741%	7.640%
1st payment	$71.81	$71.81	$1,744.80
2nd payment	$0.00	$1,563.65	$0.00
Taxes / mo	$212.87	$212.87	$212.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$4.74	$4.74	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$439.41	$2,003.07	$2,158.06
Cash to close	$270,114	$28,000	$28,000