Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,274$407,274$539,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$131,826$0
Funding fee$2,036$2,036$0
Note rate2.840%2.840%7.400%
Blended rate2.840%4.102%7.640%
1st payment$1,893.29$1,893.29$3,732.62
2nd payment$0.00$878.84$0.00
Taxes / mo$770.92$770.92$770.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,830.87$3,709.71$4,778.02
Cash to close$191,726$59,900$59,900