Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$172,720$172,720$427,410
Remaining term (yrs)22.022.030.0
Secondary amount$0$254,690$0
Funding fee$0$0$0
Note rate4.800%4.800%7.400%
Blended rate5.650%6.901%7.640%
1st payment$1,056.08$1,056.08$2,959.30
2nd payment$0.00$1,644.87$0.00
Taxes / mo$572.17$572.17$572.17
Insurance / mo$166.67$166.67$166.67
MI / mo$142.58$142.58$85.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,937.49$3,582.36$3,783.62
Cash to close$302,180$47,490$47,490