Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$230,904	$230,904	$585,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$354,096	$0
Funding fee	$1,155	$1,155	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.836%	7.640%
1st payment	$1,095.52	$1,095.52	$4,050.42
2nd payment	$0.00	$2,286.87	$0.00
Taxes / mo	$382.55	$382.55	$382.55
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,644.73	$3,931.60	$4,716.64
Cash to close	$419,096	$65,000	$65,000