Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$623,259	$623,259	$670,410
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$47,151	$0
Funding fee	$3,116	$3,116	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.001%	7.640%
1st payment	$4,134.69	$4,134.69	$4,641.78
2nd payment	$0.00	$353.63	$0.00
Taxes / mo	$260.34	$260.34	$260.34
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,611.70	$4,965.33	$5,252.88
Cash to close	$121,641	$74,490	$74,490