Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$140,515	$140,515	$607,500
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$466,985	$0
Funding fee	$0	$0	$0
Note rate	3.340%	3.340%	7.400%
Blended rate	4.190%	6.927%	7.640%
1st payment	$924.05	$924.05	$4,206.21
2nd payment	$0.00	$3,015.95	$0.00
Taxes / mo	$373.89	$373.89	$373.89
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$148.70	$148.70	$121.50
HOA / mo	$231.67	$231.67	$231.67
Total monthly	$1,844.98	$4,860.93	$5,099.93
Cash to close	$534,485	$67,500	$67,500