Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,205	$184,205	$292,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$108,295	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.324%	7.640%
1st payment	$863.97	$863.97	$2,025.21
2nd payment	$0.00	$721.97	$0.00
Taxes / mo	$286.23	$286.23	$286.23
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.03	$147.03	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,447.23	$2,169.20	$2,519.94
Cash to close	$140,795	$32,500	$32,500