Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$14,488$14,488$224,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$209,612$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.714%7.640%
1st payment$98.18$98.18$1,551.62
2nd payment$0.00$1,353.75$0.00
Taxes / mo$392.92$392.92$392.92
Insurance / mo$150.00$150.00$150.00
MI / mo$6.77$6.77$44.82
HOA / mo$332.00$332.00$332.00
Total monthly$979.87$2,333.61$2,471.36
Cash to close$234,512$24,900$24,900