Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$390,800	$368,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,954	$0
Note rate	6.080%	7.400%
Blended rate	6.080%	7.640%
1st payment	$2,418.21	$2,554.26
2nd payment	$0.00	$0.00
Taxes / mo	$610.14	$610.14
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$73.78
HOA / mo	$70.00	$70.00
Total monthly	$3,248.35	$3,458.18
Cash to close	$19,100	$40,990