Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$209,429	$209,429	$413,550
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$204,121	$0
Funding fee	$1,047	$1,047	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	3.330%	5.512%	7.640%
1st payment	$1,066.76	$1,066.76	$2,863.34
2nd payment	$0.00	$1,318.28	$0.00
Taxes / mo	$275.92	$275.92	$275.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.71
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$1,551.34	$2,869.62	$3,430.63
Cash to close	$250,071	$45,950	$45,950