Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$383,149	$323,010
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	2.360%	7.400%
Blended rate	3.210%	7.640%
1st payment	$1,675.64	$2,236.46
2nd payment	$0.00	$0.00
Taxes / mo	$343.42	$343.42
Insurance / mo	$150.00	$150.00
MI / mo	$306.00	$64.60
HOA / mo	$328.00	$328.00
Total monthly	$2,803.06	$3,122.47
Cash to close	$0	$35,890