Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,446	$265,410
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.940%	7.400%
Blended rate	7.490%	7.640%
1st payment	$1,753.11	$1,837.65
2nd payment	$0.00	$0.00
Taxes / mo	$261.33	$261.33
Insurance / mo	$150.00	$150.00
MI / mo	$121.51	$53.08
HOA / mo	$0.00	$0.00
Total monthly	$2,285.95	$2,302.06
Cash to close	$36,454	$29,490