Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,164	$237,164	$512,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$275,746	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.993%	7.640%
1st payment	$1,173.99	$1,173.99	$3,551.29
2nd payment	$0.00	$1,780.86	$0.00
Taxes / mo	$381.27	$381.27	$381.27
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$194.74	$194.74	$102.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,916.67	$3,697.53	$4,201.81
Cash to close	$332,736	$56,990	$56,990