Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,441$376,441$418,410
Remaining term (yrs)28.128.130.0
Secondary amount$0$41,969$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.444%7.640%
1st payment$2,481.85$2,481.85$2,896.99
2nd payment$0.00$314.77$0.00
Taxes / mo$709.22$709.22$709.22
Insurance / mo$166.67$166.67$166.67
MI / mo$175.92$175.92$83.68
HOA / mo$70.00$70.00$70.00
Total monthly$3,603.65$3,918.41$3,926.55
Cash to close$88,459$46,490$46,490