Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,781$202,781$333,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$130,219$0
Funding fee$1,014$1,014$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.894%7.640%
1st payment$978.14$978.14$2,305.62
2nd payment$0.00$868.13$0.00
Taxes / mo$249.15$249.15$249.15
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$174.67$174.67$174.67
Total monthly$1,551.96$2,420.09$2,946.05
Cash to close$167,219$37,000$37,000