Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$7,872$7,872$332,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$324,228$0
Funding fee$0$0$0
Note rate6.740%6.740%7.400%
Blended rate7.290%7.739%7.640%
1st payment$55.14$55.14$2,299.39
2nd payment$0.00$2,093.97$0.00
Taxes / mo$464.50$464.50$464.50
Insurance / mo$150.00$150.00$150.00
MI / mo$3.66$3.66$66.42
HOA / mo$233.00$233.00$233.00
Total monthly$906.30$3,000.27$3,213.31
Cash to close$361,128$36,900$36,900