Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,030$155,030$186,300
Remaining term (yrs)25.125.130.0
Secondary amount$0$31,270$0
Funding fee$775$775$0
Note rate3.140%3.140%7.400%
Blended rate3.140%4.124%7.640%
1st payment$741.64$741.64$1,289.90
2nd payment$0.00$234.52$0.00
Taxes / mo$44.94$44.94$44.94
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.26
HOA / mo$294.00$294.00$294.00
Total monthly$1,230.59$1,465.11$1,816.11
Cash to close$51,970$20,700$20,700