Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$22,890	$22,890	$445,500
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$422,610	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.660%	7.694%	7.640%
1st payment	$139.41	$139.41	$3,084.55
2nd payment	$0.00	$2,729.36	$0.00
Taxes / mo	$517.05	$517.05	$517.05
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$10.53	$10.53	$89.10
HOA / mo	$29.17	$29.17	$29.17
Total monthly	$862.83	$3,592.19	$3,886.54
Cash to close	$472,110	$49,500	$49,500