Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$475,349$475,349$688,500
Remaining term (yrs)26.726.730.0
Secondary amount$0$213,151$0
Funding fee$2,377$2,377$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.101%7.640%
1st payment$3,217.84$3,217.84$4,767.03
2nd payment$0.00$1,376.60$0.00
Taxes / mo$683.75$683.75$683.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$137.70
HOA / mo$0.00$0.00$0.00
Total monthly$4,118.26$5,494.86$5,805.15
Cash to close$289,651$76,500$76,500