Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$271,259	$271,259	$373,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$102,241	$0
Funding fee	$1,356	$1,356	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.296%	7.640%
1st payment	$1,305.32	$1,305.32	$2,586.04
2nd payment	$0.00	$681.61	$0.00
Taxes / mo	$173.25	$173.25	$173.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$8.83	$8.83	$8.83
Total monthly	$1,637.40	$2,319.01	$2,992.82
Cash to close	$143,741	$41,500	$41,500