Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,930	$199,930	$312,300
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$112,370	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.407%	7.640%
1st payment	$948.12	$948.12	$2,162.30
2nd payment	$0.00	$749.13	$0.00
Taxes / mo	$276.33	$276.33	$276.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.27	$157.27	$62.46
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,531.73	$2,280.86	$2,651.10
Cash to close	$147,070	$34,700	$34,700