Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$16,101	$16,101	$229,410
Remaining term (yrs)	39.1	39.1	30.0
Secondary amount	$0	$213,309	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.710%	7.640%
1st payment	$96.13	$96.13	$1,588.39
2nd payment	$0.00	$1,377.62	$0.00
Taxes / mo	$303.50	$303.50	$303.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$7.41	$7.41	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$557.04	$1,934.66	$2,087.77
Cash to close	$238,799	$25,490	$25,490