Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$260,614$260,614$463,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$202,886$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%5.866%7.640%
1st payment$1,379.72$1,379.72$3,209.18
2nd payment$0.00$1,310.30$0.00
Taxes / mo$605.06$605.06$605.06
Insurance / mo$166.67$166.67$166.67
MI / mo$216.29$216.29$92.70
HOA / mo$38.67$38.67$38.67
Total monthly$2,406.41$3,716.72$4,112.28
Cash to close$254,386$51,500$51,500