Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$213,439$213,439$357,300
Remaining term (yrs)21.021.030.0
Secondary amount$0$143,861$0
Funding fee$0$0$0
Note rate4.250%4.250%7.400%
Blended rate5.100%6.268%7.640%
1st payment$1,275.59$1,275.59$2,473.87
2nd payment$0.00$959.07$0.00
Taxes / mo$327.50$327.50$327.50
Insurance / mo$150.00$150.00$150.00
MI / mo$183.67$183.67$71.46
HOA / mo$120.00$120.00$120.00
Total monthly$2,056.75$3,015.83$3,142.83
Cash to close$183,561$39,700$39,700