Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$21,603$21,603$607,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$585,897$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.730%7.640%
1st payment$148.48$148.48$4,206.21
2nd payment$0.00$3,783.92$0.00
Taxes / mo$612.03$612.03$612.03
Insurance / mo$166.67$166.67$166.67
MI / mo$10.09$10.09$121.50
HOA / mo$200.00$200.00$200.00
Total monthly$1,137.27$4,921.19$5,306.40
Cash to close$653,397$67,500$67,500