Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,496$325,496$508,500
Remaining term (yrs)14.314.330.0
Secondary amount$0$183,004$0
Funding fee$1,627$1,627$0
Note rate5.500%5.500%7.400%
Blended rate5.500%6.400%7.640%
1st payment$2,729.06$2,729.06$3,520.75
2nd payment$0.00$1,220.03$0.00
Taxes / mo$58.07$58.07$58.07
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,953.80$4,173.82$3,847.19
Cash to close$239,504$56,500$56,500