Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$397,634	$397,634	$661,410
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$263,776	$0
Funding fee	$1,988	$1,988	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.924%	7.640%
1st payment	$1,917.44	$1,917.44	$4,579.47
2nd payment	$0.00	$1,703.55	$0.00
Taxes / mo	$915.67	$915.67	$915.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$132.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,049.77	$4,753.32	$5,844.08
Cash to close	$337,266	$73,490	$73,490