Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$95,171	$95,171	$414,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$318,829	$0
Funding fee	$476	$476	$0
Note rate	3.830%	3.830%	7.400%
Blended rate	3.830%	6.849%	7.640%
1st payment	$668.81	$668.81	$2,866.45
2nd payment	$0.00	$2,059.10	$0.00
Taxes / mo	$95.83	$95.83	$95.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$931.31	$2,990.41	$3,211.75
Cash to close	$364,829	$46,000	$46,000