Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$46,786$46,786$414,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$367,214$0
Funding fee$0$0$0
Note rate3.110%3.110%7.400%
Blended rate3.960%7.322%7.640%
1st payment$221.64$221.64$2,866.45
2nd payment$0.00$2,371.59$0.00
Taxes / mo$536.22$536.22$536.22
Insurance / mo$166.67$166.67$166.67
MI / mo$36.72$36.72$82.80
HOA / mo$50.00$50.00$50.00
Total monthly$1,011.25$3,382.84$3,702.14
Cash to close$413,214$46,000$46,000