Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$102,976$102,976$179,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$76,124$0
Funding fee$515$515$0
Note rate5.300%5.300%7.400%
Blended rate5.300%6.873%7.640%
1st payment$610.56$610.56$1,240.05
2nd payment$0.00$570.93$0.00
Taxes / mo$149.25$149.25$149.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.82
HOA / mo$0.00$0.00$0.00
Total monthly$909.81$1,480.73$1,575.12
Cash to close$96,024$19,900$19,900