Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,520$273,520$549,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$275,480$0
Funding fee$0$0$0
Note rate3.030%3.030%7.400%
Blended rate3.880%5.822%7.640%
1st payment$1,337.68$1,337.68$3,801.17
2nd payment$0.00$1,779.14$0.00
Taxes / mo$473.36$473.36$473.36
Insurance / mo$166.67$166.67$166.67
MI / mo$223.88$223.88$109.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,201.59$3,980.73$4,551.00
Cash to close$336,480$61,000$61,000