Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$72,959	$72,959	$207,000
Remaining term (yrs)	17.9	17.9	30.0
Secondary amount	$0	$134,041	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	6.932%	7.640%
1st payment	$478.91	$478.91	$1,433.23
2nd payment	$0.00	$893.61	$0.00
Taxes / mo	$152.33	$152.33	$152.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$70.04	$70.04	$41.40
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$951.28	$1,844.89	$1,876.96
Cash to close	$157,041	$23,000	$23,000