Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$75,922	$75,922	$260,550
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$184,628	$0
Funding fee	$380	$380	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	6.479%	7.640%
1st payment	$358.94	$358.94	$1,804.00
2nd payment	$0.00	$1,230.85	$0.00
Taxes / mo	$48.67	$48.67	$48.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.11
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$557.61	$1,788.46	$2,054.77
Cash to close	$213,578	$28,950	$28,950